{
 "name": "Perdiemo Business Travel Insurance Index",
 "title": "Business Travel Insurance Index",
 "url": "https://perdiemo.com/datasets/business-travel-insurance-index/",
 "csv": "https://perdiemo.com/datasets/business-travel-insurance-index.csv",
 "markdown": "https://perdiemo.com/datasets/business-travel-insurance-index/index.md",
 "computed_at": "2026-10-19",
 "license": "https://perdiemo.com/terms",
 "headline": "The Business Travel Insurance Index carries 3 published figures read from 2 sources' own pages, from 3,000 to 250,000 USD, read 12 October 2026.",
 "quotes": [
  "The Business Travel Insurance Index carries 3 published figures read from 2 sources' own pages, from 3,000 to 250,000 USD, read 12 October 2026.",
  "2 of the 23 named sources read in full publish a figure; 21 publish none, read 12 October 2026.",
  "Business Travel Insurance Index, limit type overall medical limit: median 250,000 USD across 1 source, read 12 October 2026.",
  "Business Travel Insurance Index, limit type lost checked luggage: median 3,000 USD across 1 source, read 12 October 2026.",
  "Business Travel Insurance Index, limit type evacuation: median 10,000 USD across 1 source, read 12 October 2026.",
  "Business Travel Insurance Index, limit type missed departure: median 750 GBP across 1 source, read 12 October 2026."
 ],
 "citation": "\"Perdiemo Business Travel Insurance Index\", updated 2026-10-19, https://perdiemo.com/datasets/business-travel-insurance-index/.",
 "changed_since": null,
 "national": {
  "unit": "USD",
  "n": 3,
  "median": 10000,
  "min": 3000,
  "max": 250000,
  "p25": 3000,
  "p75": 250000,
  "mean": 87666.6667,
  "units": {
   "GBP": 1,
   "USD": 3
  },
  "published_sources": 2,
  "named_sources": 23,
  "read_sources": 23,
  "not_published": 21,
  "published_share": 0.087
 },
 "by_axis": {
  "limit type": {
   "overall medical limit": {
    "USD": {
     "n": 1,
     "median": 250000,
     "min": 250000,
     "max": 250000,
     "p25": 250000,
     "p75": 250000,
     "mean": 250000
    }
   },
   "lost checked luggage": {
    "USD": {
     "n": 1,
     "median": 3000,
     "min": 3000,
     "max": 3000,
     "p25": 3000,
     "p75": 3000,
     "mean": 3000
    }
   },
   "evacuation": {
    "USD": {
     "n": 1,
     "median": 10000,
     "min": 10000,
     "max": 10000,
     "p25": 10000,
     "p75": 10000,
     "mean": 10000
    }
   },
   "missed departure": {
    "GBP": {
     "n": 1,
     "median": 750,
     "min": 750,
     "max": 750,
     "p25": 750,
     "p75": 750,
     "mean": 750
    }
   }
  }
 },
 "rows": [
  {
   "source": "SafetyWing - Nomad Insurance",
   "url": "https://www.safetywing.com/nomad-insurance",
   "figure": "US$250,000 ",
   "value": 250000,
   "unit": "USD",
   "vat": null,
   "axis": {
    "limit type": "overall medical limit"
   },
   "retrieved_at": "2026-10-12",
   "quote": "Essential plan US$250,000 overall limit",
   "source_class": "primary-provider-own-site",
   "text_sha256": "8c83fa0d2eb0d7a478c7d94ec24eb1916dc3e43da8061abfc2cde1a062771e84"
  },
  {
   "source": "SafetyWing - Nomad Insurance",
   "url": "https://www.safetywing.com/nomad-insurance",
   "figure": "US$3,000 ",
   "value": 3000,
   "unit": "USD",
   "vat": null,
   "axis": {
    "limit type": "lost checked luggage"
   },
   "retrieved_at": "2026-10-12",
   "quote": "US$3,000 max per plan",
   "source_class": "primary-provider-own-site",
   "text_sha256": "8c83fa0d2eb0d7a478c7d94ec24eb1916dc3e43da8061abfc2cde1a062771e84"
  },
  {
   "source": "SafetyWing - Nomad Insurance",
   "url": "https://www.safetywing.com/nomad-insurance",
   "figure": "US$10,000 ",
   "value": 10000,
   "unit": "USD",
   "vat": null,
   "axis": {
    "limit type": "evacuation"
   },
   "retrieved_at": "2026-10-12",
   "quote": "Evacuation from local unrest US$10,000 lifetime max",
   "source_class": "primary-provider-own-site",
   "text_sha256": "8c83fa0d2eb0d7a478c7d94ec24eb1916dc3e43da8061abfc2cde1a062771e84"
  },
  {
   "source": "Post Office - travel insurance",
   "url": "https://www.postoffice.co.uk/travel-insurance",
   "figure": "£750 ",
   "value": 750,
   "unit": "GBP",
   "vat": null,
   "axis": {
    "limit type": "missed departure"
   },
   "retrieved_at": "2026-10-12",
   "quote": "4Increased to £750 if you bought your foreign currency from Post Office.",
   "source_class": "primary-provider-own-site",
   "text_sha256": "9ba18796d599a2c8bc8000378b8a7d3f6a124fdb8cc895dc696f6f928ec2a600"
  }
 ],
 "not_published": [
  {
   "source": "Chubb - business travel accident insurance (US)",
   "url": "https://www.chubb.com/us-en/business-insurance/business-travel-accident-insurance.html",
   "retrieved_at": "2026-09-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "AIG - corporate accident and health / corporate risk",
   "url": "https://www.aig.com/home/risk-solutions/business/accident-and-health/corporate-risk",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Arch Insurance - business travel accident",
   "url": "https://insurance.archgroup.com/north-america/united-states/offering/accident-insurance/business-travel-accident-insurance/",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Expatriate Group - one-way travel insurance",
   "url": "https://www.expatriatehealthcare.com/travel-insurance/one-way-travel-insurance/",
   "retrieved_at": "2026-10-12",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Big Cat Travel Insurance - one-way travel insurance",
   "url": "https://www.bigcattravelinsurance.com/travel-insurance/one-way-travel-insurance/",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Good To Go Insurance - one-way travel insurance",
   "url": "https://www.goodtogoinsurance.com/travel-insurance/one-way-travel-insurance",
   "retrieved_at": "2026-10-12",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Total Travel Protection - one-way insurance",
   "url": "https://www.totaltravelprotection.com/travel-insurance/one-way-insurance",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Heymondo - long stay travel insurance",
   "url": "https://heymondo.com/long-stay-travel-insurance/",
   "retrieved_at": "2026-10-12",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Holiday Extras - long stay travel insurance",
   "url": "https://www.holidayextras.com/travel-insurance/long-stay.html",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Insubuy - 90-day travel insurance",
   "url": "https://www.insubuy.com/90-day-travel-insurance/",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "World Nomads - travel insurance",
   "url": "https://www.worldnomads.com/travel-insurance/",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Aviva - travel insurance",
   "url": "https://www.aviva.co.uk/insurance/travel-insurance/",
   "retrieved_at": "2026-10-12",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "InsureandGo - business travel insurance",
   "url": "https://www.insureandgo.com/travel-insurance/business-travel-insurance",
   "retrieved_at": "2026-10-12",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Avanti Travel Insurance",
   "url": "https://www.avantitravelinsurance.co.uk/",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Zurich UK - business travel insurance",
   "url": "https://www.zurich.co.uk/business/business-insurance/business-travel-insurance",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Hiscox UK - business insurance (travel section)",
   "url": "https://www.hiscox.co.uk/business-insurance",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Travel Guard (AIG) - plans",
   "url": "https://www.travelguard.com/travel-insurance/plans",
   "retrieved_at": "2026-09-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "battleface",
   "url": "https://www.battleface.com/en-us/",
   "retrieved_at": "2026-10-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "the insurer universe for each trip shape",
   "url": "https://www.moneysupermarket.com/travel-insurance/annual-multi-trip/",
   "retrieved_at": "2026-10-12",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "GoCompare - 90-day travel insurance",
   "url": "https://www.gocompare.com/travel-insurance/90-days/",
   "retrieved_at": "2026-10-12",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Compare the Market - 90-day travel insurance",
   "url": "https://www.comparethemarket.com/travel-insurance/content/90-day-travel-insurance/",
   "retrieved_at": "2026-09-12",
   "reason": "every candidate on the page was refused"
  }
 ],
 "sources": [
  {
   "url": "https://www.chubb.com/us-en/business-insurance/business-travel-accident-insurance.html",
   "label": "Chubb - business travel accident insurance (US)",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.aig.com/home/risk-solutions/business/accident-and-health/corporate-risk",
   "label": "AIG - corporate accident and health / corporate risk",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://insurance.archgroup.com/north-america/united-states/offering/accident-insurance/business-travel-accident-insurance/",
   "label": "Arch Insurance - business travel accident",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.expatriatehealthcare.com/travel-insurance/one-way-travel-insurance/",
   "label": "Expatriate Group - one-way travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.bigcattravelinsurance.com/travel-insurance/one-way-travel-insurance/",
   "label": "Big Cat Travel Insurance - one-way travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.goodtogoinsurance.com/travel-insurance/one-way-travel-insurance",
   "label": "Good To Go Insurance - one-way travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.totaltravelprotection.com/travel-insurance/one-way-insurance",
   "label": "Total Travel Protection - one-way insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://heymondo.com/long-stay-travel-insurance/",
   "label": "Heymondo - long stay travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.safetywing.com/nomad-insurance",
   "label": "SafetyWing - Nomad Insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.holidayextras.com/travel-insurance/long-stay.html",
   "label": "Holiday Extras - long stay travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.insubuy.com/90-day-travel-insurance/",
   "label": "Insubuy - 90-day travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.worldnomads.com/travel-insurance/",
   "label": "World Nomads - travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.postoffice.co.uk/travel-insurance",
   "label": "Post Office - travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.aviva.co.uk/insurance/travel-insurance/",
   "label": "Aviva - travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.insureandgo.com/travel-insurance/business-travel-insurance",
   "label": "InsureandGo - business travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.avantitravelinsurance.co.uk/",
   "label": "Avanti Travel Insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.zurich.co.uk/business/business-insurance/business-travel-insurance",
   "label": "Zurich UK - business travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.hiscox.co.uk/business-insurance",
   "label": "Hiscox UK - business insurance (travel section)",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.travelguard.com/travel-insurance/plans",
   "label": "Travel Guard (AIG) - plans",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.battleface.com/en-us/",
   "label": "battleface",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.moneysupermarket.com/travel-insurance/annual-multi-trip/",
   "label": "the insurer universe for each trip shape",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.gocompare.com/travel-insurance/90-days/",
   "label": "GoCompare - 90-day travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.comparethemarket.com/travel-insurance/content/90-day-travel-insurance/",
   "label": "Compare the Market - 90-day travel insurance",
   "license": "the publisher's own terms; quoted for reporting and comment"
  }
 ],
 "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 2 of the 23 named sources that could be read published a usable figure; 21 published none and are recorded as not published, never filled in; 0 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source for each breakdown it prices, in USD (a source's median where its page yielded several accepted sentences for one breakdown), so a page that gives figures for several breakdowns gives one for each and N counts 3 figures, never sentences; 34 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per policy per limit: emergency medical ceiling, cancellation, baggage, business equipment, maximum trip length, whether a one-way trip is accepted at all, and whether a pre-existing or terminal condition is declarable - read from each insurer's own product page and wording, plus the published premium where one exists; the derivation is the COVERAGE MAP (how many policies in the market will write a one-way trip, how many cap the trip at 90 days, what the median medical ceiling is) which no comparison site publishes because it sells quotes instead.",
 "embed": "<figure style=\"margin:0;padding:16px;border:1px solid #d9d9d9;border-radius:8px;background:#ffffff;color:#111111;font-family:system-ui,sans-serif;max-width:480px\"><p style=\"margin:0 0 8px;font-size:28px;font-weight:700;color:#111111;background:#ffffff\">3,000 to 250,000 USD</p><p style=\"margin:0 0 8px;font-size:14px;color:#111111;background:#ffffff\">3 published figures, Business Travel Insurance Index, across 2 sources, read 12 October 2026</p><figcaption style=\"font-size:12px;color:#444444;background:#ffffff\"><a href=\"https://perdiemo.com/datasets/business-travel-insurance-index/#median\" style=\"color:#1a4fd6;background:#ffffff\">Source: Perdiemo Business Travel Insurance Index</a></figcaption></figure>"
}
